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Wednesday, May 20, 2020

Help / From today you will get the form of self help scheme, find out who gets this loan and how

 Help / From today you will get the form of self help scheme, find out who gets this loan and how

 coronavirus in Gujarat atma nirbhar sahay yojana start today
 The government has announced a self-help loan. Forms for loans will be available from today. Small traders including small shopkeepers, barbers, tailors, plumbers, electricians can get loans from the Cooperative Bank.

  • Forms will be available only at Co-operative Bank
  •     Small shopkeepers, barbers, tailors can get loans
  •     Small traders like plumbers, electricians will get loans
  •     Will provide loan assistance of Rs. 1 lakh under self-reliance
  • A loan of one lakh rupees will be given by the government under self-help. The loan will be provided by the bank at 8% interest. In which 6 percent interest will be paid by the government. While the customer will have to pay only 2 per cent interest. Also the EMI of the loan will start after 6 months.
  • How much will the loan be?
  • How much interest will have to be paid?

The borrower has to pay only two per cent interest. The government will pay six per cent interest on the loan.

  • From what date will the form be distributed?

Distribution of application form for this scheme called Atmanirbhar Gujarat will start from 21st May.

  • Where can I get the form?

Forms will be available from a total of 9000 locations including branches of 1000 District Co-operative Banks of the State, 1,400 Urban Co-operative Banks, 7,000 Credit Co-operative Societies.

  • Until when can the form be filled?

 Small traders or businessmen wishing to avail the benefits of this scheme have to fill up the form and return it to the branches by 31st August.

  • How much do I have to pay?

No fee will be charged for the form. No commission is also charged for approving the loan.

  • What should be given as a guarantee?

The applicant does not have to give any guarantee to take a loan under this scheme. Only certificates prescribed by the government will have to be issued.

  • How to repay the loan?

No installments will be paid in the first six months of the loan. The loan will have to be repaid in installments later.

  • What is the purpose of the loan?
The scheme has been launched with the objective of getting small traders and artisans to set foot quickly after Koro.
read in gujarati : click here

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